Trusted Bankruptcy Lawyers in Conway, Arkansas
At The Brad Hendricks Law Firm, our Conway bankruptcy lawyers are committed to helping individuals and families break free from the burden of overwhelming debt. With decades of experience handling bankruptcy cases in Central Arkansas, we provide tailored legal solutions built around your specific financial challenges.
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We focus on Chapter 7 and Chapter 13 bankruptcy, combining in-depth knowledge of federal law with an understanding of Arkansas-specific exemptions and filing procedures. Whether you're facing foreclosure, wage garnishment, creditor lawsuits, or simply need a path forward, our team is here to support you every step of the way.
Understanding Your Bankruptcy Options
Filing for bankruptcy can be a powerful tool for regaining financial control, but it’s not one-size-fits-all. Our lawyers will help you choose the right path forward, whether that’s through Chapter 7 or Chapter 13.
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Chapter 7 bankruptcy is often the best choice for those with limited income and significant unsecured debt like credit card balances or medical bills. This type of bankruptcy allows you to discharge most debts within a few months while protecting certain assets through Arkansas exemptions.
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If you have a steady income and want to retain your home or vehicle while catching up on overdue payments, Chapter 13 may be more appropriate. Under this plan, we help you propose a manageable repayment schedule—usually over three to five years—approved by the court and tailored to your financial situation.
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We Handle Chapter 7 & Chapter 13 Cases
Chapter 7 Bankruptcy
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Goal: Eliminate unsecured debt quickly (credit cards, medical bills).
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You may retain your home or car under state exemptions.
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We’ll assess eligibility (means test, counseling requirement) and handle paperwork and court representation.
Chapter 13 Bankruptcy
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Designed for individuals with steady income to reorganize debts over 3–5 years.
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Useful for keeping your home and catching up on mortgage or car payments.
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We develop and manage court-approved repayment plans.
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Why Choose Our Conway Bankruptcy Attorneys?
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Local, Experienced Team: We serve Conway and Central Arkansas, understanding Arkansas-specific bankruptcy rules.
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Proven Track Record: Top-rated attorneys like Brandon M. Haubert and James O. Wyre have helped hundreds of clients.
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Personalized & Compassionate: More than legal representation—we offer emotional support during difficult times.
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What to Expect When You Work With Us
From your initial consultation to final discharge, we simplify the bankruptcy process and provide guidance every step of the way.
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It all begins with a free, no-obligation consultation where we evaluate your income, debts, and long-term goals. From there, we gather the required documentation, complete your bankruptcy petition, and file it with the court. Once your case is filed, an automatic stay immediately stops collection calls, lawsuits, and wage garnishments.
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Our attorneys represent you at the 341 meeting of creditors and handle all court communication on your behalf. For Chapter 13 clients, we develop and submit a repayment plan and ensure you remain in compliance throughout the duration. After your case is successfully resolved, we’ll also help you rebuild your credit and avoid future financial pitfalls.
Frequently Asked Questions
How long does bankruptcy remain on my credit report?
Chapter 7 typically stays on your credit report for 10 years, while Chapter 13 remains for 7 years. However, many clients begin rebuilding their credit almost immediately after discharge.
Can I keep my house or car if I file for bankruptcy?
Yes. Arkansas law provides exemptions that protect essential assets like your primary residence and vehicle, especially if you’re current on your payments or filing under Chapter 13.
Will bankruptcy stop creditor harassment and wage garnishment?
Absolutely. The moment your case is filed, an automatic stay goes into effect, which legally stops most collection efforts, including phone calls, garnishments, repossessions, and foreclosures.
