Chapter 7 Bankruptcy

Are You Having Trouble Making Your Monthly Payments?

As you know, these are tough times, and good people are suffering from job losses, wage and hour cutbacks and unexpected medical expenses. Many hard-working families faced with heavy debt or a difficult divorce are using Chapter 7 bankruptcy to create a fresh start.

Many clients feel that filing for bankruptcy is a sign of personal failure. We counsel clients that Chapter 7 bankruptcy is an established legal way to achieve debt forgiveness.  Chapter 7 bankruptcy can eliminate unsecured debt and allow the client to keep and continue to pay for secured debt, such as a home, car, furniture or even a boat that has been financed.

If you are falling behind, you are not alone. Bankruptcy filings for March 31, 2008, to March 31, 2009, were up 33 percent from the previous reporting year, according to the Administrative Office of the U.S. Courts.

If you believe Chapter 7 bankruptcy might help you with debt settlement, call an experienced personal bankruptcy lawyer for smart, seasoned counsel. We recommend you retain an attorney who has considerable experience in this practice area, as your family's security and financial future is at stake.

Filing for Debt Relief

While income is one factor that is considered when determining a debtor's qualification for Chapter 7 bankrupty, other factors are also considered.  Please contact us to set up a free consultation to determine whether you qualify to file for Chapter 7 bankruptcy relief.  If you do qualify, you will need to complete credit counseling, and will need to submit proof of your income, debts, and tax returns to the bankruptcy court.   If you do not qualify for Chapter 7 bankruptcy, Ms. Dilks and Ms. Sullivan will be happy to discuss your options, which may include Chapter 13 bankruptcy.

Helping Families and Small Business Clients for 19 Years and Counting

The Brad Hendricks Law Firm in Little Rock, Arkansas, was started in 1990 with one purpose: to serve our clients to the best of our abilities. Since that time we have helped many clients with bankruptcy, personal injury and Business and Commercial Litigation issues. We can help you, too!

Contact Us

Contact The Brad Hendricks Law Firm for a free initial consultation in our Little Rock, Arkansas, law offices.  You will meet with accomplished bankruptcy attorneys Lyndsey D. Dilks or Robin L. Sullivan, both of whom can answer your questions and help you figure out what to do next.  Know that when The Brad Hendricks Law Firm represents you, you can count on us!